Wallets & Sub-Accounts

Design wallet infrastructures that mirror how your business actually moves money. Every wallet operates in a fully isolated, auditable, and compliant environment.

• Create and manage sub-wallets to hold, split, and route funds with precision.
• Split balances and move funds seamlessly across wallets.
• Enforce role-based access, approvals, and transaction limits.
• Automate settlements and trigger actions from real-time wallet activity

Savings & Deposits

Enable your customers to save with confidence while you unlock new, recurring revenue streams. Miden makes it easy to launch compliant savings and deposit products that drive long-term customer loyalty.

• Create flexible or fixed deposit plans with defined lock-in periods.
• Configure interest rates and payout rules to match your business model.
• Track savings balances in real time with full visibility into maturity schedules.
• Gain clear insights into liquidity positions to support smarter treasury decisions.

Unified Identity & Compliance Orchestration

Secure your operations with automated KYC, KYB, and AML screening designed for global scale. Miden simplifies complex regulatory requirements without compromising the user experience.KYC/KYB and biometrics tailored to your specific market needs.

• Deep regional expertise across Africa with global screening reach.
• A unified dashboard for manual reviews, audits, and automated approvals.
• Future-proof infrastructure that adapts to new compliance frameworks.
• High-speed verification that keeps your customer experience seamless.

Credit & Lending

Launch scalable credit products confidently. Miden offers advanced risk controls, real-time visibility, and programmable rules to manage exposure in a growing credit portfolio.

• Disburse funds to users, merchants on their behalf, or approved third parties
• Configure repayment options—installments, lump-sum, or flexible schedules.
• Automatically collect repayments from linked wallets or accounts.
• Define eligibility, credit limits, and scoring models suited to your business

Security & Infrastructure

Engineered for scale with enterprise-grade security and uptime guarantees, Miden meets the demands of financial institutions and high-volume platforms processing billions in transactions.

• End-to-end encryption for data in transit and at rest, built on bank-grade security principles.
• Role-based access controls with full, audit-ready activity logs.
• PCI-DSS and NDPR compliant with secure, tokenised payment processing.
• 99.9% uptime to ensure reliable, uninterrupted operations

Built for Developers, Works with Your Stack

With powerful and well-documented APIs, Miden is designed for developers who want to deploy quickly without building from scratch.

• REST APIs for All Services. Clear documentation. Comprehensive error handling.
• Event-Driven Web-hooks and detailed Audit logs for troubleshooting.
• A sandbox environment with test data that lets you build and test before going live.
• Production-ready and fully configurable white-label dashboards that give your team the tools to manage operations